Whether you’re planning to replace an old roof or working on new construction, you’ve probably been comparing roofing materials. Two of the most common options in any place are metal roofing and asphalt roofing, but which one is better? Spoiler alert: There is no definitive “best” roofing material on the market. Both are reliable and have their own strengths and drawbacks, so the choice really comes down to your circumstances. In this article, we’ll take a look at everything you need to know about cost, durability, energy efficiency, and local performance so that you can make the best choice for your home or business.
Breaking Down Your Options
Asphalt Shingles
Asphalt shingles are familiar, affordable, and widely used across the Capital District. They come in various styles and colors, and most homeowners choose them because they balance price with curb appeal. A well-installed asphalt roof typically lasts 15–30 years, depending on the shingle grade and maintenance.
Metal Roofing
Metal roofing, especially standing seam and metal shingle styles, has become one of the biggest roofing trends for 2025. These roofs can last 40 years or more and require less maintenance over time. They also offer energy-efficient coatings that reflect sunlight, which can help manage seasonal energy costs.
How the Costs Compare in 2025
Asphalt
In the Capital District and throughout New York State, asphalt shingles remain the most common and budget-friendly roofing material. Professional installation for asphalt shingle roofing in Albany, Schenectady, Troy, and surrounding areas averages between $5 and $7 per square foot, depending on material quality and roof complexity.
Metal Roofing
Metal roofing, particularly standing seam and high-quality steel or aluminum systems, typically goes for about $10 to $15 per square foot in the Capital Region. It may seem like a questionable price at a glance, but it reflects the materials, specialized labor, and technical precision that simply don’t apply with other roofing materials. While the upfront cost is greater, metal roofing delivers more long-term value because of its lower need for maintenance and high life expectancy. For reference: a well-maintained metal roof can last 40 to 70 years, while asphalt shingles generally need replacement after 20 to 25 years.
Local Expenses to Consider
Local conditions in Upstate New York can increase the total project cost for both roofing systems. When considering your options, be sure to include:
- Tear-off and disposal costs: Shingle removal can add $1–$2 per square foot, depending on the number of layers and landfill fees.
- Roof deck repairs: Snow and ice can cause rot or warping in older decks, which must be repaired before new roofing is installed.
- Flashing and ventilation upgrades: Homes in the Capital District often need updated flashing or ridge ventilation to meet current building codes.
- Snow management: For metal roofs, snow guards or heating cables may be recommended to prevent sliding snow loads.
Durability and Local Weather Performance
Winter Performance
You know how tough New York winters can be. Metal roofing sheds snow efficiently, reducing the weight on your roof deck. Asphalt shingles can also perform well if installed with proper underlayment and ventilation, but they’re more prone to ice dam formation over time.
Wind and Hail Resistance
Metal roofing systems, particularly standing seam panels, hold up better against strong winds and hail impacts. Many metal options are rated Class 4 for impact resistance, the highest available. Premium asphalt shingles can reach similar ratings, but standard shingles may show wear sooner.
Maintenance Requirements
Asphalt shingles can lose granules and develop minor leaks over time, especially after hail damage or heavy winds. Metal roofs usually require only occasional inspection and minor tightening of fasteners.
Energy Efficiency, Insurance, and Sustainability
Energy Savings
Metal roofs reflect heat more effectively than dark asphalt shingles, which can help reduce cooling costs during warm months. For homes with attic insulation and good ventilation, the difference can be noticeable on energy bills.
Insurance Savings
Some insurance providers offer discounts for metal roofs or Class 4 impact-rated shingles. It’s worth asking your carrier about potential premium reductions before you choose.
Environmental Impact
If sustainability matters to you, metal roofing is often made from recycled materials and can be fully recycled at the end of its life. Asphalt shingles typically end up in landfills when replaced.
Resale Value and Return on Investment
Attracting Potential Buyers
Buyers tend to appreciate a roof that won’t need replacement soon. If you plan to sell within a few years, a new asphalt roof in excellent condition will improve curb appeal and reassure buyers. If you expect to stay longer, a metal roof may boost resale value because of its longevity and low maintenance.
Market Perspective for 2025
Metal roofing continues to gain popularity across New York and nationwide because homeowners are looking for sustainable, energy-efficient roofing solutions. The appearance of modern metal, especially textured or colored panels, has also improved, making it a style-forward option.
Pros and Cons of Each Option
Asphalt Shingles
Pros:
- Lower upfront cost
- Easier and faster installation
- Good sound absorption in rain or hail
Cons:
- Shorter lifespan
- More frequent maintenance
- Can absorb more heat in summer
Metal Roofing
Pros:
- Extremely durable and long-lasting
- Energy-efficient and sustainable roofing choice
- Resistant to wind, hail, and fire
Cons:
- Higher initial cost
- Limited local installer expertise in some areas
- Possible cosmetic denting from severe hail
Installing a Metal Roof Over Shingles
If you’re considering installing a metal roof over existing shingles, it’s possible, but only if your current roof deck is in good condition and local codes allow it. The benefits include less labor and waste removal, but skipping inspection can hide moisture damage or structural issues. Have a qualified roofer look at your roof deck before deciding.
Common Questions
Are metal roofs louder than shingles?
No. When installed correctly with solid decking and insulation, metal roofing is about as quiet as asphalt during rain or hail.
Does a metal roof get hail damage?
It can, but the damage is usually cosmetic rather than structural. Impact-resistant metal roofing stands up well to hail common in upstate New York.
Does a metal roof lower insurance costs?
In many cases, yes. Insurers often offer discounts for metal or impact-rated roofing. It’s best to confirm with your agent.
Which roof has better resale value?
Metal roofs generally add more value long-term, while asphalt provides a short-term return through affordability and visual appeal.
How to Decide What’s Best for Your Home
Start by thinking about how long you plan to stay in your home. If you’re investing for the long term, a metal roof can be a smart roofing choice because of its extended lifespan and lower maintenance. If you expect to sell sooner or want a more budget-friendly replacement, asphalt shingles are still a strong option.
Why Choose Star Roofing?
At Star Roofing, we understand the needs of Capital District homeowners because we live and work here, too. Our family-owned company has built a watertight reputation for quality craftsmanship, honest guidance, and roofs that stand the test of time. Whether you’re interested in asphalt shingles or metal roofing, we stand behind every roof we install.
If you’d like clear answers, local expertise, and a reliable team that respects your home, contact Star Roofing today to schedule your free roofing consultation. We’ll help you find the best investment for your home and budget.